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Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, press the "view report" button to compare your budget breakdown to our targets which can help identify areas for improvement.
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Definitions
- Monthly expenses
- This is the total of all of your monthly expenses. Click on the button "Expenses Calc" to enter your monthly expenses. This includes your expenses for shelter, family, transportation, vacations, entertainment, loan payments, food, clothing, insurance and other miscellaneous items.
- Monthly income
- Any income that you or your spouse receive. Click on the button "Income Calc" to enter your monthly income. This includes employment income, CPP, OAS, company pensions, interest, annuities, self-employed income, dividends and any other income you might have.
- Income breakdown
- Click on the "show my income breakdown" to view how your income is divided up between your income sources.
- Insurance and benefits
- Click on the radio button "show my monthly expenses" to view breakdown of your monthly expenses.
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