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Seller Closing Cost Calculator

Use seller closing cost calculator calculator to help estimate your closing costs and net proceeds from the sale of a home. You will need to know your closing date, sale price and information about your mortgages and other payments. Please remember that this is an estimate, the actual fees, expenses and final mortgage balances may change depending on a variety of factors including the actual closing date.

Seller Closing Cost Calculator Definitions

Estimated closing date
The estimated date that the actual home sale will take place. This date is used to determine the final interest due on any mortgages and any pro-rated homeowner's insurance and property taxes.
Sale price
Price that will be paid for the home. This is the actual price of the home before any fees or expenses.
Mortgage one balance
Balance of the first mortgage on the home.
Mortgage one interest rate
Interest rate for the mortgage on the home. This is used to calculate any remaining interest due at the time of closing. Total mortgage payoff amount is the balance plus interest.
Day payment is due
The day of the month your mortgage payment is due.
Prepayment penalty
Any penalty you are required to pay if you pay off your mortgage early. Most mortgages will not have a prepayment penalty.
Accrued interest
Interest that is due for your mortgage on the closing date. This is the number of days between your normal payment day of the month and the closing date times your daily interest rate.
Mortgage two balance
Remaining balance on your second mortgage as of your last payment. If you do not have a second mortgage please enter $0.
Mortgage two interest rate
The interest rate for the a second mortgage you may have on the home. This is used to calculate any remaining interest due at the time of closing. Total mortgage payoff amount is the balance plus interest. If you do not have a second mortgage this input is ignored.
Day payment is due
Day of the month your payment for the second mortgage is due. If you do not have second mortgage this entry is ignored.
Prepayment penalty
Any penalty you required to pay if you pay off a your second mortgage early. Most mortgages will not have a prepayment penalty.
Accrued interest
Interest that is due on your second mortgage on the closing date. This is the number of days between your normal payment day of the month and the closing date times your daily interest rate.
Annual property tax
Annual property taxes for your home.
Property taxes paid through
Date that you have paid your property taxes through. This date is used to determine the prorated amount you will be credited at your closing.
Annual homeowner's insurance
Your homeowner's annual insurance premium.
Insurance paid through
Date that you have paid your homeowner's insurance taxes through. This date is used to determine the prorated amount you will be credited at your closing.
Selling broker commission
Percentage of the home purchase price that the seller's broker will receive as their commission.
Buying broker commission
Percentage of the home purchase price that the buyer's broker will receive as their commission.
Transfer tax
Percentage of the home purchase price that is paid as a transfer tax.
Closing fees
Any closing fees required to be paid by the seller.
Revenue stamps
Revenue stamps tax or fee required to be paid by the seller.
Title policy
Cost of title insurance required to be paid by the seller.
Attorney fees
Attorney fees required to be paid by the seller.
Recording fees
Recording fees required to be paid by the seller
Repair allowance
Any amount paid by the seller for the repair of the home.
Home warranty
Any amount to be paid by the seller of the home to furnish a home warranty to the buyer.
Survey fee
Survey fee or expense required to be paid by the seller.
Appraisal fee
Appraisal fee or expense required to be paid by the seller.
Termite inspection
Termite inspection fee or expense required to be paid by the seller.
Other fee
Any additional fee required to be paid by the seller.