Maintenance Update 09 30 2015

Overview:

The Sept. 30th update for 2015 is limited to fixes and enhancements (except for the 72T calculators listed below). This update is optional for Version 3, unless you have received instructions from us. All updates are cumulative, by skipping this very limited update any changes to your package will be included in the next update release.

Update instructions:

1. Download the latest version of your calculator update from your download site, found on your update e-mail notice.
2. Run the update package (KJEUpdate.exe). This is a self-extracting zip file. (Or unzip the KJEUpdate.zip file if you are using a non-windows platform.)
3. When prompted for a directory, you may use the default or enter your own. It is recommended that you extract the update to a new directory and then move the required files to your production environment. One directory will be created with no subdirectories.
4. Copy the new files to your current deployment, replacing files with identical files names with the new ones.

If you wish, you can download the full calculator package from the same location, and refresh all files provided by KJE for your calculators. This package includes any site specific changes done for you by KJE, but will not include any customizations by you or your web-developers. Please contact us if you have questions regarding this new update package.

Master Changes (affects all V3 calculators):

1. Numerous fine-tuning adjustments to the V3 core deployment. If you have been provided a refresh of your calculator package previously in September of 2015, you will have already received these changes.

2. ADA and screen reader fine-tuning.

3. Mobile screen fine-tuning of wider tables for a better display on screens in portrait mode

Calculator specific updates:

1. Mortgage Refinance Interest Savings, Mortgage Income, Rent vs Buy: (ShouldIRefi.html, MortgageIncome.html, MortgageRentvsBuy.html): New update to allow for calculations of PMI based on purchase price and downpayment amount. This functionality is not automatically updated (due to the change in function it is an option you can turn on). To turn this option on you will need to place the following lines the Params files for the respective calculator

   For ShouldIRefiParams.html and MortgageIncomeParams.html:

   
   KJE.parameters.set("PMI_CALCULATE",true);
   KJE.parameters.set("PURCHASE_PRICE",KJE.Default.MortgageAmt);
   KJE.parameters.set("LOAN_AMOUNT",KJE.Default.MortgageAmt);
   KJE.parameters.set("DOWNPAYMENT",0);

   For MortgageRentvsBuyParams.html:

   
   KJE.parameters.set("PMI_SHOW",true)

   Please contact us for assistance if you have any questions.

2. Canadian Mortgage Calculators - Adding balance at maturity: The following eight calculators now display the balance at maturity, in addition to the balance at the end of the amortization. A new entry field for the mortgage term was added to the entry and will default to five years:
   
   Bi-weekly Payment Calculator (Canadian, French and English)
   http://www.dinkytown.net/java/CABiweekly.html
   http://www.dinkytown.net/java/FRBiweekly.html
   
   Mortgage Compare (Canadian, French and English)
   http://www.dinkytown.net/java/CACompareMortgage.html
   http://www.dinkytown.net/java/FRCompareMortgage.html
   
   Mortgage Calculator (Canadian, French and English)
   http://www.dinkytown.net/java/CAMortgageLoan.html
   http://www.dinkytown.net/java/FRMortgageLoan.html
   
   Mortgage Qualifier (Canadian, French and English)
   http://www.dinkytown.net/java/CAMortgageQualifier.html
   http://www.dinkytown.net/java/FRMortgageQualifier.html

3. TFSA Calculator (Canadian): (CATFSACompare.html, FRTFSACompare.html): Annual contribution amount for savings has been increased to $10,000 for year 2015.

4. Auto Rebate Calculator (Canadian and U.S.): (AutoRebate.html, CUAutoRebate.html, CAAutoRebate.html): Fixed issue with calculator hanging when rebate exceeded the purchase price.

5. 72T Calculator, 72T Distribution Impact: (Retire72T.html, Retire72T2.html, Retire72Alt.html), SPRetire72T.html, SPRetire72Alt): The default "Reasonable interest rate" has been changed to 2.00% to reflect 120% of the current Federal Mid-Term rate as of October 2015.