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Home Equity Credit Calculator

Curious how much you might qualify for? Try our Home Equity calculator below – to begin, simply input the value of your home and the total amount of all your outstanding home loans.

Home Equity Credit Calculator Definitions

Appraised value of your home
This is current appraised value of your home.
Outstanding home loans
This is the total of all outstanding home loans, including your first mortgage, second mortgage(s), and any other debt that is secured by your home.
Loan-to-value ratio
The loan-to-value ratio represents the maximum dollar amount of all outstanding mortgage and home equity loans we'll allow you to have, expressed as a percentage of your home's appraised value. For example, for a home appraised at $100,000, an 80% loan-to-value ratio would allow you to have $80,000 in total outstanding home loans. Remember, this $80,000 includes all existing loans secured by your home plus your new home equity loan or line of credit.