When you are the beneficiary of a retirement plan, specific IRS rules regulate the minimum withdrawals you must take. Use this calculator to determine your Required Minimum Distribution (RMD) if the original account owner died before 1/1/2020 or for non-spouse Eligible Designated Beneficiaries (generally this only applies to chronically ill individuals and non-adult children). This calculator has been updated for the SECURE 2.0 of 2022, the SECURE Act of 2019 and CARES Act of 2020.
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