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Alternative Payment Frequencies

Use this calculator to determine your payment or loan amount for different payment frequencies. You can make payments weekly, biweekly, semimonthly, monthly, bimonthly, quarterly, semiannually or annually. You can then examine your principal balances by payment, total of all payments made, and total interest paid.


If you make all of your payments on this loan, and do not prepay any of the principal, the total interest for this loan is INTEREST_PAID.

Loan summary
Loan amountLOAN_AMOUNT
Number of paymentsTERM PERIOD_TITLE payments
Payment frequencyANNUAL_PERIODS per year
Interest rateINTEREST_RATE
Total interest paidINTEREST_PAID


Payment Schedule


Alternative Payment Frequencies Definitions

Loan amount
Total amount of your loan.
Payment for this loan.
Interest rate
Annual interest rate for this loan. Interest is calculated each period on the current outstanding balance of your loan. The periodic rate is your annual rate divided by the number of periods per year.
Number of payments
Number of payments for this loan.
Payment frequency
Choose how often payments will be made. The options are weekly (52 payments per year), bi-weekly (26 payments per year), semi-monthly (24 payments per year), monthly (12 payments per year), bi-monthly (6 payments per year), quarterly (4 payments per year), semi-annual (2 payments per year), and annually (1 payment per year).
Interest paid
Total amount of interest that will be paid on this loan. This total assumes all payments are made as scheduled, and there are no prepayments of principal.
Total payments
Total all payments for this loan. This includes all interest and principal. This total assumes all payments are made as scheduled, and there are no prepayments of principal.

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