Your 401(k) total also includes an employer profit sharing of EMPLOYER_PROFIT_SHARE of your annual salary. Without your employer's profit sharing, your ending 401(k) would be reduced to NOMATCH_AT_END_OF_INVESTMENT.
|Current 401(k) balance||STARTING_AMOUNT|
|Years to invest||YEARS|
|Annual rate of return||RATE_OF_RETURN|
|Expected annual salary increase||SALARY_INCREASE|
|Percent to contribute||CONTRIBUTE_PERCENT|
|Your 401(k) contribution*||CONTRIBUTE_ANNUAL per year|
|Your employer's profit sharing contribution|| PROFIT_SHARE_ANNUAL per year|
This is EMPLOYER_PROFIT_SHARE of your annual salary.
|Total you will contribute||TOTAL_AMOUNT_YOU_HAVE_PAID_IN|
|Total your employer will contribute||TOTAL_AMOUNT_EMPLOYER_PAID_IN|
|Total at age AGE_OF_RETIREMENT||TOTAL_AT_END_OF_INVESTMENT|
|Total without employer profit sharing||NOMATCH_AT_END_OF_INVESTMENT|
It is important to note that some employees are subject to another form of contribution limitations. Employees classified as 'Highly Compensated' may be subject to contribution limits based on their employer's overall 401(k) participation. If you expect your salary to be $120,000 or more in 2016 or was $120,000 or more in 2015, you may need to contact your employer to see if these additional contribution limits apply to you.
It is important to remember that these scenarios are hypothetical and that future rates of return can't be predicted with certainty and that investments that pay higher rates of return are generally subject to higher risk and volatility. The actual rate of return on investments can vary widely over time, especially for long-term investments. This includes the potential loss of principal on your investment. It is not possible to invest directly in an index and the compounded rate of return noted above does not reflect sales charges and other fees that Separate Account investment funds and/or investment companies may charge.
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