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1031 Exchange Calculator

This 1031 Exchange calculator will estimate the taxable impact of your proposed sale and purchase. To pay no tax when executing a 1031 Exchange, you must purchase at least as much as you sell (Net Sale) AND you must use all of the cash received (Net Cash Received). If you take cash out and/or you purchase less than you sell, it is considered recognized gain and will be taxed. By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.

1031 Exchange Calculator Definitions

Date of Sale
Date the investment real estate will be sold.
Date of Purchase
Date the purchase of the replacement property(ies) will take place. Exchange must be completed within 180 days from date of sale and meet all other exchange requirements to qualify for tax deferral.
Description of Property
Optional brief description of the property involved in this exchange.
Adjusted Cost Basis
The adjusted basis of investment real estate being sold. Your tax professional can help you calculate this value based on improvements made and allowable deductions taken during your ownership period.
Sales Price
The contracted sales price of the investment property sold.
Sales Cost, Commissions and Exchange Fee
Expenses associated with the sale that are the responsibility of the seller. May include commissions, title insurance, closing costs, exchange fee, etc.
Net Sale for Property Sold
The contracted sales price minus sales costs, commissions and exchange fee.
Net Cash Received
Net sale minus liabilities or mortgages on the investment real estate sold. This amount goes into the exchange account and, to avoid any tax, must all be reinvested into the investment real estate purchased.
Purchase Price
The contracted purchase price of the replacement investment real estate.
Purchase Costs and Commissions
Expenses associated with the purchase that are the responsibility of the buyer. May include commissions, title insurance, closing costs, etc.
Net Cost for Property Purchased
The contracted sales price minus sales costs, commissions and exchange fee.
Net Cash Reinvested
Net sale minus liabilities or mortgages on the investment real estate purchased in the exchange. To avoid any tax, this amount must be greater than than the net cash generated by the property being sold.
Less Liabilities/Mortgages
Any liabilities or mortgages on the property.
Recognized Gain
The taxable amount of the transaction. If there is no 1031 exchange, it is the difference between the net sales price and the adjusted cost basis. If a 1031 exchange is performed, it is any amount purchased less than the net sale OR any amount of cash taken from the net proceeds (often referred to as "boot").
Basis of Property Sold
This is the original adjusted basis plus any amount purchased greater than the net sale.