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Calculadora de pago quincenal

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This calculator shows you possible savings by using an accelerated biweekly mortgage payment. Biweekly payments accelerate your mortgage payoff by paying 1/2 of your normal monthly payment every two weeks. By the end of each year, you will have paid the equivalent of 13 monthly payments instead of 12. This simple technique can shave years off your mortgage and save you thousands of dollars in interest.

Calculadora de pago quincenal Definiciones

Accelerated weekly and biweekly payments
Accelerated weekly and accelerated biweekly payment options are calculated by taking a monthly payment schedule and assuming there are only four weeks in a month. The tool calculates an accelerated biweekly payment, for example, by taking your normal monthly payment and dividing it by two. Since you would pay 26 biweekly payments, by the end of a year you would have paid the equivalent of one extra monthly payment. This additional amount accelerates your loan payoff by going directly against your loan's principal. The effect can save you thousands of dollars in interest and take years off of your mortgage.

The accelerated weekly payment is calculated by dividing your monthly payment by four. You would then make 52 weekly payments. Just like the accelerated biweekly payments, you are in effect paying an additional monthly payment each year.

Mortgage amount
The total dollar amount for this mortgage.
Interest rate
The interest rate on this mortgage.
Mortgage term
The number of years over which you would repay this loan if you made your normal monthly payment. The most common terms for mortgages are 15 years and 30 years.