Maintenance Update 03 31 2007

Financial Calculator Update 3/31/2007

The quarterly update for 3/31/2007 is a targeted update. Most of the significant changes are centered around the tax calculators, which have been updated to the preliminary 2007 tax rules and rates. There have been a few other updates, but they are limited to optional changes and enhancements. The one exception to this are new rates for 72T calculations and new insurance premiums for the two Canadian Mortgage calculators.

If you have not updated your calculators in a while you should definitely refresh your existing HTML calculator pages. All updates are cumulative, so if you start fresh with this update you will have all previous calculator updates as well. If you would like, you can review our 12/31/2006 update: 12/31/2006 Update. (The 3/31/2007 update includes all changes included in previous updates, you do not need to download any other updates to have the most current versions of all of the calculator components.)

Update instructions*:

1. Download the latest version of your calculators from your download site, found on your update e-mail notice.
2. Execute the Calc.exe file from your download. This is a self-extracting zip file. (Or unzip the Calc.zip file if you are using a non-windows platform.)
3. When prompted for a directory, you may use the default of "java" or enter your own. It is recommended that you extract the update to a new directory and then move the required files to your production environment. One directory will be created. It will have three subdirectories.
4. Replace the contents of your current KJEgui, KJEgraph and KJEcalculation directories with the new version.
5. Replace your current dinkytown.jar file with the new version.
6. Replace all files with the extension "class" with the new version.
7. Make required changes to any HTML documents as described in this document or replace all of your existing HTML documents and re-apply your web-site custom changes.

*Please note, if you have a Servlet or other custom deployment (other than the custom formatted delivery described below), installation instructions for your package will found on your download page.

Update for custom formatted delivery**:

**Custom formatted delivery is a special option that you can add to your maintenance update service. With this option we can apply an HTML, JSP, CFM or ASP template to your calculator pages and their reports before the update is sent to you. You will then receive your calculator pages with all of your site formatting in place, without any rework to include changes that have been made to the pages deployed on your server. If you are interested in using custom formatted delivery, please contact us at (612) 331-2291, or for more information.

1. Download the latest version of your calculators from your download site, found on your update e-mail notice.
2. Execute the Calc.exe file from your download. This is a self-extracting zip file. (Or unzip the Calc.zip file if you are using a non-windows platform.)
3. When prompted for a directory, you may use the default of "c:\java" or enter your own. It is recommended that you extract the update to a new directory and then move the required files to your production environment. One directory will be created. It will have three subdirectories.
4. Replace the contents of your current "java" directory (including the KJEgui, KJEgraph and KJEcalculation directories) with the new version.

All pages will be custom formatted to your site, no further integration or modification of the calculators is required. Please note, if your custom delivery uses Active Server Pages (ASP), Java™ Server Pages (JSP) or Cold Fusion (CFM) the respective ASP, JSP or CFM pages will be in place of your HTML documents for all calculator main pages. Report templates will remain in HTML documents (these documents are not called by your server, but instead used by the applet in the main calculator page).

To clear your Browser's cache:

When you test the new version of the calculators, make sure that the browser you are using uses the new files instead of any it may have in its cache. You may need to clear the browser's cache manually to ensure the new versions are loaded.

Choose "Internet Options" under the "Tools" menu and on the "General" tab click on the "Delete Files" button. Click "Ok" when prompted if you wish to delete all temporary files. Close this dialog box, and all close all Internet Explorer windows. Your Cache should then be cleared.

Choose "Options" under the "Tools" menu. Click on the category "Cache" click on the button "Clear Cashe Now". Close this dialog box, and all close all Firefox windows. Your Cache should then be cleared.

Master Changes (HTML Modification required, affects all calculators)

This release included a successful, complete compatibility test of all calculators in Windows Vista and Internet Explorer 7.

Master Changes (no HTML changes required, affects all calculators)

None

Updates that require modifications to HTML documents

1. Credit Card Payoff (PayoffCC.html) : Entry field and definition of "New charges per month" has been changed to "Planned additional monthly charges". This is a label change only - no change to the calculations.

2. Mortgage Tax Saving Calculator: (MortgageTaxes.html) The definition of "interest rate after taxes" has been updated to include the 2007 standard deductions. A table has also been added to help estimate your current tax rate. No calculation changes have been made, this only affects the definitions of the calculator. The new text reads:

   For 2007 the standard deductions are $10,700 for married couples filing jointly, $5,350 for married couples filing separately and singles, and $7,850 for heads of household. You should also be aware that the total tax savings may be less for higher incomes that have their allowable itemized deductions phased out.

3. 1040 Tax Estimator: (Tax1040.html) has been updated for new rates and schedules for 2007. This includes changes to the definitions, and the java calculation modules. The telephone excise tax rebate was also eliminated from the from.

4. 1040EZ Tax Estimator: (Tax1040EZ.html) has been updated for new rates and schedules for 2007. This includes changes to the definitions, and the java calculation modules. Please note that no new entry or output fields were required, but the tax tables and many of the tax computations were affected.

5. Marginal Tax Estimator: (TaxMargin.html) has been updated for new rates and schedules for 2007. This includes changes to the definitions, and the java calculation modules. Please note that no new entry or output fields were required, but the tax tables and many of the tax computations were affected.

6. Self Employment Tax Estimator: (TaxSelfEmployment.html) has been updated for the new rates and schedules for 2007. This includes changes to the definitions, and the java calculation modules. Please note that no new entry or output fields were required, but the tax tables and many of the tax computations were affected.

7. Mortgage Debt Consolidation: (MortgageConsolidate.html):
   Maximum term for the consolidation loan has been increased to 40 years. Adding the parameter <PARAM name="TERM_MAXIMUM" value="40"> will turn this option on.