Financial Calculators: **DESCLONG**

Mortgage CalculatorsAdjustable Rate Mortgage CalculatorThis calculator helps you to determine what your adjustable mortgage payments will be. APR Calculator for Adjustable Rate MortgagesUse this calculator to find the APR on your adjustable rate mortgage. ARM & Interest Only ARM vs. Fixed Rate MortgageUse this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. ARM vs. Fixed Rate MortgageUse this calculator to compare a fixed rate mortgage to a Fully Amortizing ARM. Balloon MortgagesA balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs. Biweekly Payment CalculatorUsing biweekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated biweekly payment. Biweekly Payments for an Existing MortgageThis calculator shows you the possible savings by starting to pay your current mortgage with biweekly payments, instead of monthly payments. Blended Rate Mortgage CalculatorThis calculator helps you determine the effective, or blended, interest rate you would pay if you use a first and a second mortgage to finance the purchase of a home. Buyer Cost EstimateUse this calculator to help estimate the total cost to purchase a home. FHA Maximum Financing CalculatorUse this calculator to determine your maximum FHA mortgage and cash needed for closing. Fixed Rate Mortgage vs. Interest Only MortgageUse this calculator to compare a fixed rate mortgage to Interest Only Mortgage. Fixed Rate Mortgage vs. LIBOR ARMUse this calculator to compare a fixed rate mortgage to a LIBOR ARM. Interest Only ARM CalculatorInterest only mortgages can provide you with very low monthly payments, however you are not paying off any principal during the interest only period. Interest Only Mortgage CalculatorUse this calculator to generate an amortization schedule for an interest only mortgage. Maximum MortgageUse this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow. Mortgage APR CalculatorUse this calculator to find the APR on your mortgage. Mortgage Comparison: 15 Years vs. 30 YearsUse this calculator to compare these two mortgage terms, and let us help you decide which term is better for you. Mortgage Debt ConsolidationThis calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you. Mortgage Loan CalculatorUse this calculator to determine your monthly payment and amortization schedule. Mortgage Loan Calculator (PITI)Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule. Mortgage PayoffSave thousands of dollars in interest by increasing your monthly mortgage payment. Mortgage Points CalculatorShould you buy points? Use this calculator to find out. Mortgage QualifierCan you buy your dream home? Find out just how much you can afford! Mortgage Refinance Break EvenShould you refinance your mortgage? Use this calculator to determine when you will break even. Mortgage Required IncomeUse this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income. Mortgage Tax Savings CalculatorInterest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes. Option ARM vs. Fixed Rate MortgageUse this calculator see how a minimum payment on an Option ARM Mortgage can save you money on your monthly mortgage payment. Refinance Interest SavingsUse this calculator to see how much interest you can save by refinancing your mortgage! Rent vs. BuyAre you better off buying your home, or should you continue to rent? Reverse Mortgage CalculatorThis calculator is specifically designed to show you how the outstanding balance of a reverse mortgage can rapidly grow over a period of time. Seller Net ProceedsUse this calculator to help estimate your net proceeds from the sale of a home. Loan Calculators365/360 Loan CalculatorUse this calculator to create an amortization schedule for a loan that uses a 365/360 schedule. Alternative Payment FrequenciesUse this calculator to determine your payment or loan amount for different payment frequencies. Amortizing Loan CalculatorEnter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment! Balloon Loan CalculatorA balloon loan can be an excellent option for many borrowers. Use this calculator to see how a balloon loan might work for you. Credit LineHow big a line of credit can you receive? Use this calculator to find out! Debt Consolidation CalculatorShould you consolidate your debt? Use this calculator to find out. Deferred Payment LoanUse this calculator to determine your payment for a loan with a deferred payment Enhanced Loan CalculatorUse the slider controls to instantly change your monthly payment, loan amount, interest rate or term. Equity Line of Credit PaymentsWhat will my monthly payments be for an interest only equity line of credit? Existing Loan CalculatorUse this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining. Home Equity Line of Credit CalculatorHow big of a home equity line of credit can you receive? Use this calculator to find out! Line of Credit PayoffUse this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals. Loan & Credit Line PaymentThis calculator helps determine your loan or credit line payment. Loan & Credit Line Tax SavingsThis calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments. Loan Comparison CalculatorUse this calculator to sort through the monthly payments, fees and other costs when comparing loan options. Loan Prequalification CalculatorUse this calculator as your first step in determining your ability to qualify for a loan. Credit Cards and Debt ManagementAccelerated Debt PayoffConsolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. Consolidation Loan Investment CalculatorGetting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings. Cost-of-Debt CalculatorUse this calculator to see just how expensive paying interest on your debt can be. Credit Card Minimum Payment CalculatorUse this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments. Credit Card OptimizerThe Credit Card Optimizer helps you determine the best distribution of your credit card debt. Credit Card Pay OffUse this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals. Credit Card Pay offUse this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals. Home Equity Debt ConsolidationThis calculator is designed to help determine whether using your home equity to consolidate your debt is right for you. How much do you owe?Use this calculator as a starting point for your debt management plan. Personal Debt ConsolidationShould you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Roll-Down Your Credit Card Debt!The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt. Snowball Debt Elimination CalculatorThis Debt Calculator applies two simple principles to paying off all your Debt that can cut years off of your repayment schedule. Student Loan Consolidation and Debt PayoffThe Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt. Auto CalculatorsAuto Loan Early PayoffFind out how much interest you can save by increasing your monthly auto loan payment. Auto Rebate vs. Low Interest FinancingUse this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. Auto Refinance Interest SavingsUse this calculator to see how much interest you can save by refinancing your auto loan. Biweekly Payments for an Auto LoanThis calculator shows you possible savings by using an accelerated biweekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest. Biweekly Payments for an Auto Loan with FeesThis calculator shows you possible savings by using an accelerated biweekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest. Boat Loan CalculatorDetermine your boat loan payment based on your purchase price or find out how much you can buy based on your monthly payment. Car Loan CalculatorDetermine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment. Dealer Financing vs. Credit Union FinancingUse this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate. Home Equity Loan vs. Auto loanUse this calculator to determine if a home equity loan makes sense for your next automobile purchase. Lease vs. BuyShould you lease your next automobile or finance it? Find out with this calculator! Low Interest Financing SavingsLow, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save. Recreational Vehicle (RV) Loan CalculatorDetermine your RV loan payment based on your purchase price or find out how much you can buy based on your monthly payment. Truck Loan CalculatorDetermine your truck loan payment based on your purchase price or find out how much you can buy based on your monthly payment. Investment CalculatorsAnnual Rate of Return CalculatorUse this calculator to determine the annual return of a known initial amount, a stream of deposits, plus a known final future value. Annual Stock Option GrantsUse this calculator to project how much a series of annual stock option grants could be worth to you. Asset Allocation CalculatorYour age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash. Compare a Flat Fee to an Asset-Based FeeEven a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how a flat fee compares to a percentage of balance fee. Compare Investment FeesEven a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy! Future Contracts CalculatorUse this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan. Future Value CalculatorUse this calculator to determine the future value of an investment which can include an initial deposit and a stream of periodic deposits. Inflation - Historic Impact on InvestmentsInflation reduces your the purchasing power of your money. Use this calculator to see the historic impact of inflation on an investment or savings balance. Inflation and Consumer Prices CalculatorInflation makes everything you purchase, whether is is a physical good or service, cost more. Use this calculator to see the historic impact of inflation on an prices. Inflationary MillionairesInflation has greatly reduced the real wealth required to be a millionaire. Use this calculator to see what it takes to be an true old-time millionaire. Internal Rate of Return (IRR) CalculatorUse this calculator to determine an Internal Rate of Return (IRR). It calculates the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals. Investment DistributionsThis calculator helps you determine either how long or how much periodic distributions can be taken out of an investment before it runs out. Investment GoalUse this calculator to see if your investment plan is on track to meet your investment goals - and receive suggestions on how to change it if you are falling short. Investment LoanThis calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk. Investment Property CalculatorAn investment property can be an excellent investment. This calculator is designed to examine the potential return you might receive from an investment property. Investment QuestionnaireThe Investment Questionnaire is designed to help you create a balanced portfolio of investments. Investment Questionnaire - Broad PortfolioThe Investment Questionnaire is designed to help you create a balanced portfolio from a broad range of investment classes. Investment Questionnaire - Cash, Fixed Income and EquitiesThis questionnaire is designed to help you create a balanced portfolio of the three basic investment classes: Cash, Fixed Income and Equities. Investment ReturnsThere is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line. Investment Savings and DistributionsUse this calculator to see how long your investment savings can last once you begin taking distributions. Investment Savings and DistributionsUse this calculator to see how long your investment savings can last once you begin taking distributions. Lump Sum Annual Return CalculatorUse this calculator to determine the annual rate of return of known lump sum starting and ending amount. Lump Sum Future Value CalculatorUse this calculator to determine the future value of a lump sum. Lump Sum Present Value CalculatorUse this calculator to determine the present value of a future lump sum. Municipal Bond Tax Equivalent YieldIncome generated from municipal bond coupon payments are not subject to federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond. Mutual Fund Expense CalculatorThis calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund's prospectus, you can see the impact of fees and operating expenses on your investment. Personal Economic Recovery CalculatorThis calculator can help you determine exactly what it might take to return your to your original investment balance. Present Value CalculatorUse this calculator to determine the present value of a known final future value plus a stream of deposits. Present Value Goal CalculatorUse this calculator to determine the how much needs to be invested now to achieve a future goal. The total amount required immediately is reduced by the present value of a stream of additional deposits. REIT Tax-Equivalent DistributionThis calculator shows a REIT's hypothetical yield and how ROC impacts tax equivalent yield. Stock Option CalculatorUse this calculator to determine the value of your stock options for the next one to twenty five years. Taxable vs. Tax Deferred InvestmentsThis calculator is designed to help compare a normal taxable investment vs. a tax deferred investment. Taxable vs. Tax Deferred vs. Tax Free InvestmentThis calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment. Retirement Savings and Planning401(k) CalculatorA 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up. 401(k) Savings with Profit SharingUse this calculator to how a 401(k) with profit sharing plan can help you save for retirement.. 401(k) Spend It or Save It CalculatorThere are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings. 403(b) Savings CalculatorIf you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement. 403(b)/457/401(k) Savings CalculatorA 403(b)/457/401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up. 457 Plan Contribution Effects on Your PaycheckUse this calculator to see how increasing your contributions to a 457 plan can affect your paycheck as well as your retirement. 457 Plan Roth Conversion with DistributionsUse this calculator to help determine if converting your 457 plan account to a 457 Roth plan account is a good move for you. 457 Plan WithdrawalUse this calculator to see what your net 457 plan withdrawal would be after taxes are taken into account. 457 Plan: Roth vs. Pre-taxUse this calculator to help determine whether a Roth or Pre-tax 457 might be best for you. 457 Savings CalculatorA 457 plan can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up. 72(t) CalculatorThe IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement. 72(t) Distribution ImpactThis calculator is designed to examine the affects of 72T distributions on your retirement plan balance. Beneficiary Required Minimum DistributionsUse this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account. Company Stock Distribution Analysis CalculatorIf you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment. How Important is Social Security?Use this calculator to determine how losing this important retirement asset could affect you. How long will my retirement savings last?Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals. Individual 401(k) Contribution ComparisonUse this calculator to determine your maximum Individual 401(k) contribution as compared to three other possible plan options. Individual 401(k) Savings CalculatorUse this calculator to see the benefits of an Individual 401(k) for the self-employed. IRA Contribution CalculatorUse this calculator to determine the maximum contributions you are allowed to make Roth and Traditional IRAs. IRA Spend It or Save It CalculatorSpending your IRA before your retire can be a costly decision. See how taking your out IRA early could cost you thousands of dollars both in taxes and lost earnings. Pension Plan Retirement OptionsUse this calculator to help decide between joint survivorship and single survivorship pension options. Required Minimum Distribution (RMD)Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements. Required Minimum Distribution (RMD) for Current YearUse this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account for the current year. Retirement Account Contribution AcceleratorUse this calculator to see how increasing your contributions to qualified retirement plan help save for your retirement. Retirement Contribution Effects on Your PaycheckUse this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement. Retirement Contribution Effects on Your PaycheckUse this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement. Retirement IncomeUse this calculator to determine how much monthly income your retirement savings may provide you in your retirement. Retirement Nestegg CalculatorDo you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be. Retirement Pension PlannerPlan your retirement with a company pension, find out if you are on track - and learn how to stay there. Retirement Pension PlannerPlan your retirement with a company pension, find out if you are on track - and learn how to stay there. Retirement Plan with Two IncomesUse this calculator to determine a retirement plan if you have two incomes with different retirement time-frames. Retirement Plan WithdrawalUse this calculator to see what your net withdrawal would be after taxes and penalties are taken into account. Retirement PlannerQuickly determine if your retirement plan is on track - and learn how to keep it there. Retirement Planner with Retirement EarningsPlan your retirement with pension and possible retirement employment income. Find out if you are on track - and learn how to stay there. Retirement Planner with Taxes for a Deferred Retirement Savings PlanPlan your retirement with the impact of a changing tax rate in retirement. This calculator is designed to model the impact of a tax deferred plan like an Traditional IRA or 401(k) and possible changes to your tax burden in retirement. Retirement ShortfallRunning out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan. RMD & Stretch IRA CalculatorUse this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible. Roth (after-tax) Account or Pre-Tax Account?Starting in 2006, you may have the option to contribute to Roth account. Use this calculator to help determine which retirement plan option might be best for you. Roth 401(k) ConversionThis calculator will show the advantage, if any, of converting your pre-tax 401(k) to a Roth 401(k). Roth 401(k) vs. Traditional 401(k)Use this calculator to determine which 401(k) contribution type might be right for you. Roth 403(b) vs. Traditional 403(b)Use this calculator to determine which 403(b) contribution type might be right for you Roth IRA CalculatorUse this calculator to compare the Roth IRA to an ordinary taxable investment. Roth IRA ConversionThis calculator will show the advantage, if any, of converting your IRA to a Roth. Roth IRA Conversion with DistributionsUse this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible. Roth IRA vs. Traditional IRAUse this calculator to determine which IRA may be right for you. Roth vs. Traditional 401(k) and your PaycheckSee how a Roth vs. Traditional 401(k) might affect your take home pay as well as your retirement savings. Should you Borrow From a 401(k) or 403(b)?The majority of 401(k) plans and a growing number of 403(b) plans let you borrow money from your account. Use this calculator to help you determine if you should borrow, and the potential impact on your retirement savings. Social Security BenefitsUse this calculator to estimate your Social Security benefits. Traditional IRA CalculatorHow can contributing to a regular IRA help you in your retirement? Which works for you: a Roth 401(k) or a Traditional 401(k)Use this calculator to help determine if Traditional or Roth 401(k) contributions might be best for you. Tax Calculators1040 Tax CalculatorEnter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April. 1040 Tax Calculator (Tax Year 2006)Use this 1040 tax calculator to help estimate your tax bill using the 2006 tax year's rates and rules. 1040 Tax Calculator (Tax Year 2007)Use this 1040 tax calculator to help estimate your tax bill using the 2007 tax year's rates and rules. 1040 Tax Calculator (Tax Year 2008)Use this 1040 tax calculator to help estimate your tax bill using the 2008 tax year's rates and rules. 1040 Tax Calculator (Tax Year 2009)Use this 1040 tax calculator to help estimate your tax bill using the 2009 tax year's rates and rules. 1040 Tax Calculator (Tax Year 2010)Use this 1040 tax calculator to help estimate your tax bill using the 2010 tax year's rates and rules. 1040 Tax Calculator (Tax Year 2011)Use this 1040 tax calculator to help estimate your tax bill using the 2011 tax year's rates and rules. 1040 Tax Calculator (Tax Year 2012)Use this 1040 tax calculator to help estimate your tax bill using the 2012 tax year's rates and rules. 1040 Tax Calculator (Tax Year 2013)Use this 1040 tax calculator to help estimate your tax bill using the 2013 tax year's rates and rules. 457 Payroll DeductionsUse this calculator to help you determine the impact of changing your payroll deductions. Charitable Giving Tax SavingsUse this calculator to determine your potential tax savings with a tax deductible gift to charity. This calculator sorts through the tax brackets and filing options to estimate the actual tax savings of your charitable gift. Earned Income Credit (EIC) CalculatorUse this calculator to determine if you qualify for the Earned Income Credit and if so, how much it might be worth. Estate Tax PlanningKnowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability. Flexible Spending Account (FSA) CalculatorUse this calculator to see how participating in Flexible Spending Account (FSA) contributions can help you pay less tax, and increase your net take home pay. Hourly Paycheck CalculatorUse this calculator to help you determine your paycheck for hourly wages. Marginal Tax Rate CalculatorUse this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability. Marginal Tax Rate Calculator 2012Use this calculator to determine your marginal and effective tax rates for tax year 2012. This calculator sorts through the tax brackets and filing options to calculate your true tax liability. Marginal Tax Rate Calculator 2013Use this calculator to determine your marginal and effective tax rates for tax year 2013. This calculator sorts through the tax brackets and filing options to calculate your true tax liability. Net to Gross Paycheck CalculatorDetermine the gross paycheck needed to provide a required net amount. Payroll Deductions CalculatorUse this calculator to help you determine the impact of changing your payroll deductions. Self-Employment Tax CalculatorIf you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for tax year 2014. Self-Employment Tax Calculator (Tax Year 2012)If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for 2012. Self-Employment Tax Calculator (Tax Year 2013)If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for 2013. Social Security / RRB Taxability and Lump Sum Worksheete this calculator to determine if any of your Social Security or RRB benefits are taxable. We calculate both your current year taxable benefit and the taxable amount under lump sum election method. U.S. 1040EZ Tax Form CalculatorMany people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill. U.S. 1040EZ Tax Form Calculator (Tax Year 2013)Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill. Savings CalculatorsBenefit of Spending LessReducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth. CD Ladder CalculatorUse this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder. Certificate of Deposit CalculatorUse this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). College SavingsUse this calculator to help develop or fine tune your education savings plan. Compare Custom Club/Share Savings to a Easy Start CertificateEven a small difference in the interest you are paid on your savings can add up over time. Use this calculator to compare Custom Club/Share Savings to a Easy Start Certificate Compare Savings RatesEven a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy! Compounding and Your ReturnThis calculator demonstrates how compounding can affect your savings. Cool MillionFind out when your savings plan may make you a millionaire! Credit Union Certificate CalculatorUse this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance. Credit Union Certificate Ladder CalculatorUse this calculator to examine the benefits of investing in a series of Certificates with different maturities, also called a Certificate Ladder. Do One Thing DifferentlyWhen you make even a small change in how you're spending money, it can really add up. Don't Delay Your Savings!Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost. Emergency Savings CalculatorThis calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal. Home Buyer Savings CalculatorUse this tool to help you calculate what it might take to save for your new house. Income CD CalculatorUse this calculator to determine how using an Income CD can allow you to withdraw a fixed income from your CD account. Lunch SavingsUse this calculator to see how a simple change such as bringing a bagged lunch to work can really add up. Savings CalculatorFind out how consistent investments over a number of years can be an effective strategy to accumulate wealth. Savings Distribution CalculatorUse this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals. Savings GoalsWhat will it take to reach your savings goal? This financial calculator helps you find out. Savings, Taxes, and InflationUse this calculator to determine how much your savings will be worth with these two important variables in mind. Vice SavingsUse this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up. Personal FinanceBasic CalculatorThis works just like a pocket calculator. Basic Financial CalculatorThis works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods. Checkbook BalancerBalance your checkbook with this quick and easy calculator. Credit AssessmentHow is your credit? Use this calculator for a quick assessment! Debt to Income RatioUse this calculator to determine your debt to income ratio, an important measure in determing your ability to get a loan. Home Budget AnalysisAnalyze your budget, see where your money goes and find out where you can improve! Home Budget AnalysisAnalyze your budget, see where your money goes and find out where you can improve! Life ExpectancyThis calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices. Net WorthThis calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years. Should my spouse work?This calculator is designed to help you see the financial impact of having either one or two incomes for your household. Simple BudgetThis calculator is designed help you plan your monthly budget. It allow you to examine your monthly expenses, income and what you have left. Student BudgetThis calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. Insurance CalculatorsComprehensive Life Insurance AnalysisHow much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out. Disability InsuranceUse this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury. Fixed Annuity CalculatorA fixed annuity can provide a secure, tax-deferred investment. Use this calculator to see how a fixed annuity might fit into your retirement plan. Health Savings Account (HSA) Contribution CalculatorThis Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year. Health Savings Account (HSA) Goal CalculatorAre you looking at the Health Savings Account (HSA) as a retirement account? This calculator will help you determine what you need to do in order to reach your goal. Health Savings Account (HSA) Savings CalculatorUse this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time. Health Savings Account (HSA) vs. Traditional Health PlanCompare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan. Health Savings Accounts (HSA) Employer BenefitThis calculator helps estimate the value of creating a High Deductible Health Plan (HDHP) with Heath Savings Accounts (HSA) for your employees. Human Life ValueOne of your most important assets is your ability to earn a paycheck. This calculator is designed to help you understand today's value of your future earning. Immediate Annuity CalculatorEstimate what your monthly payments might be from an immediate annuity. Life Insurance CalculatorFind out how much life insurance you really need! Long Term Care CalculatorLong term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense. Long-Term Care Required SavingsUse this calculator to see what it might take to save, or self-fund, your long-term care needs. Variable Annuity CalculatorHow can a variable annuity help you save for retirement? Use this calculator to find out. Variable Annuity without Surrender ChargesHow can a variable annuity help you save for retirement? Use this calculator to find out. Business CalculatorsBreakeven AnalysisFind out how many and what price you must sell your product at to make a profit. Business Debt Consolidation CalculatorShould your business consolidate its debt? Use this calculator to find out. Business Valuation - Discounted Cash FlowThis tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value. Cash Flow CalculatorHaving adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business. Commercial Loan CalculatorUse this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved. Debt Service CoverageThis tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions. Equipment Buy vs. LeaseShould you lease your equipment or finance it? Find out with this calculator! Financial RatiosThis calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability. Inventory AnalysisUse this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders. Like Kind ExchangeThis calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange. Like Kind Tax Deferred ExchangeThis calculator is designed to calculate and recognized loss, gains and the basis for a tax deferred Like Kind Exchange. Net Operating Loss Carryback/CarryoverIf you are a sole proprietorship and have a NOL, use this calculator to determine the carryback/carryover of this loss to another tax year. Profit Margin CalculatorThis calculator can help you determine the selling price for your products to achieve a desired profit margin. Repossession of Personal Property from a Deferred Payment SaleIf you have repossessed personal property from a deferred payment sale, you can this calculator to determine the gain or loss. Repossession of Personal Property from an Installment Payment SaleIf you have repossessed personal property with installment payments, you can this calculator to determine the gain or loss. Repossession of Real PropertyIf you have repossessed real property, you can this calculator to determine the gain or loss as well as its new basis. Working Capital NeedsWorking capital essential to running your business. This calculator assists you in determining your working capital needs for the next year. Canadian Financial CalculatorsAccelerated Debt Payoff (Canadian)Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. Amortizing Loan Calculator (Canadian)Enter your desired payment and its frequency- and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your loan payment! Auto Loan Calculator (Canadian)Find out how much automobile you can buy based on your weekly, bi-weekly or monthly payment, or find out your loan payment based on your purchase price! Auto Rebate vs. Low Interest Financing (Canadian)Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. Bi-weekly Payment Calculator (Canadian)This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment. Breakeven Analysis (Canadian)Find out how many and what price you must sell your product at to make a profit. Buy vs. Lease (Canadian)Should you lease your next automobile or finance it? Find out with this calculator! Chequebook Balancer (Canadian)Balance your chequebook with this quick and easy calculator. Compare Savings Rates (Canadian)Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy! Compound Interest (Canadian)This calculator demonstrates how compounding can affect your savings. Consolidation Loan Investment Calculator (Canadian)Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings. Cool Million (Canadian)Find out when your savings plan will make you a millionaire! Cost-of-Debt Calculator (Canadian)Use this calculator to see just how expensive paying interest on your debt can be. Credit Line (Canadian)How big a line of credit can you receive? Use this calculator to find out! Debt Consolidation CalculatorShould you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Disability Insurance (Canadian)Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury. Education Savings (Canadian)Use this calculator to help develop or fine-tune your education savings plan. Emergency Savings Calculator (Canadian)This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal. Enhanced Life Insurance Calculator (Canadian)How much life insurance do you really need? This enhanced calculator includes detailed net worth analysis, budgeting and college savings to help you decide how much life insurance you really need. Enhanced Loan Calculator (Canadian)Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term. Equipment Buy vs. Lease (Canadian)Should you lease your next equipment or finance it? Find out with this calculator! Home Budget (Canadian)Analyze your budget, see where your money goes and find out where you can improve! Home Budget (Canadian)Analyze your budget, see where your money goes and find out where you can improve! Interest Only Mortgage Calculator (Canadian)Use this calculator to determine your interest only monthly payment and amortization schedule. Interest Only Mortgage Compare (Canadian)Use this calculator to compare interest only mortgage terms, rates and amounts. Let us help you decide which loan is better for you. Interest Only Mortgage Qualifier (Canadian)This calculator helps you determine just how much house you can afford with an Interest Only mortgage. Investment Distributions (Canadian)This calculator helps you determine either how long or how much periodic distributions can be taken out of an investment before it runs out. Investment Goal CalculatorUse this calculator to see if your investment plan is on track to meet your investment goals and receive suggestions on how to change it if you are falling short. Investment Returns (Canadian)There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line. Investment Savings and Distributions (Canadian)Use this calculator to see how long your investment savings can last once you begin taking distributions. Investor Profile QuestionnaireThe Investor Profile Questionnaire is designed to help you create a balanced portfolio of investments. Investor Profile Questionnaire (Canadian)The Investor Profile Questionnaire is designed to help you create a balanced portfolio of investments. Life Expectancy Calculator (Canadian)This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices. Life Insurance (Canadian)Find out how much life insurance you really need! Line of Credit and Loan Payments (Canadian)This calculator helps determine your loan or line of credit payment. Loan Comparison (Canadian)Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options. Low Interest Financing Savings (Canadian)Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save. Mortgage Calculator (Canadian)Use this calculator to determine your monthly payment and amortization schedule. Mortgage Compare (Canadian)Use this calculator to compare mortgage terms, rates and amounts. Let us help you decide which loan is better for you. Mortgage Payment CalculatorUse this calculator to determine your monthly payment and amortization schedule. Mortgage Payoff (Canadian)Save thousands of dollars in interest by increasing your monthly mortgage payment. Mortgage Qualifier (Canadian)This calculator helps you determine just how much house you can afford. Mortgage Refinance Interest Savings (Canadian)Use this calculator to see how much interest you can save by refinancing your mortgage! Net Worth (Canadian)This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years. Net Worth (Canadian)This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years. Personal Debt Consolidator (Canadian)Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Personal Economic Recovery Calculator (Canadian)This calculator can help you determine exactly what it might take to return your to your original investment balance. Rent vs. Buy (Canadian)Are you better off buying your home, or should you continue to rent? Retirement Income (Canadian)Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement. Retirement Nestegg Calculator (Canadian)Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be. Retirement Planner (Canadian)Quickly determine if your retirement plan is on track - and learn how to keep it there. Roll-Down Your Credit Card Debt! (Canadian)The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt. RRIF Payment Calculator (Canadian)This calculator is designed to help you calculate different payment options from your Registered Retirement Income Fund (RRIF). RRSP Loan Calculator (Canadian)An RRSP loan can be an excellent way to jump start your retirement savings. Use this calculator to see how an RRSP loan could help your retirement savings plan. Savings Calculator (Canadian)Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth. Savings Calculator (Canadian)Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth. Savings Goal (Canadian)What will it take to reach your savings goal? This financial calculator helps you find out. Savings, Taxes, and Inflation (Canadian)Use this calculator to determine how much your savings will be worth with these two important variables in mind. Student Budget Calculator (Canadian)This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. Tax Free Savings Account (TFSA) Comparison (Canadian)This calculator is designed to help compare a Tax Free Savings Account (TFSA) to a Registered Retirement Account (RRSP) and an ordinary taxable savings account. Taxable vs. Tax Advantaged Investments (Canadian)This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment. Calculatrices financières canadiennesÉconomie liée au refinancement d'une hypothèqueUtilisez cette calculatrice pour savoir combien d'intérêts vous pouvez économiser en refinançant votre hypothèque. Économies sur le financement à bas taux d'intérêtUn taux d'intérêt promotionnel particulièrement bas peut vous faire économiser beaucoup d'argent sur le financement d'un véhicule. Épargne en placements et retraits de capitalCette calculatrice vous permettra de visualiser la longévité de votre épargne, lorsque vous aurez commencé à y faire des retraits. Épargne-étudesUtilisez cette calculatrice pour vous aider à établir ou à mettre au point votre régime d'épargne-études. Épargne, impôt et inflationCette calculatrice vous aidera à déterminer ce que vaudra votre épargne, compte tenu de ces deux facteurs. Épargnez à l'heure du dînerCette calculatrice vous permettra de visualiser à quel point le simple fait d'apporter votre dîner au travail peut vous faire économiser gros. Équilibreur de solde de compte bancaireLaissez-nous vous aider à équilibrer le solde de votre compte bancaire. Évaluation de créditComment se porte votre crédit? Cette calculatrice vous permettra de faire le point en quelques instants! Évaluation d'entrepriseEntrez les renseignements relatifs à votre mouvement de trésorerie, votre coût du capital et votre taux de croissance afin de déterminer la valeur actualisée nette (VAN) de votre entreprise. Acheter ou louer ?Pour savoir s'il vaut mieux louer ou financer votre prochaine voiture, utilisez cette calculatrice ! Acheter ou louer du matériel ?Pour savoir s'il vaut mieux louer ou financer le matériel dont vous avez besoin, utilisez cette calculatrice ! Allocateur d'actifsVotre âge, votre habileté à tolérer les risques, ainsi que plusieurs autres facteurs sont utilisés pour calculer une combinaison désirable d'actions, d'obligations et de liquidités. Analyse budgétaire personnelleAnalysez votre budget pour voir où va votre argent et comment vous pouvez améliorer votre situation ! Analyse des stocksUtilisez cette calculatrice afin de déterminer la quantité de stocks que vous devez maintenir et l'efficacité de vos commandes de stock. Analyse des ventes au seuil de rentabilitéDéterminez le nombre de produits que vous devez vendre (et à quel prix) pour faire un profit. Besoins en fonds de roulementLes fonds de roulement sont essentiels à votre entreprise. Cette calculatrice vous aide à déterminer vos besoins en fonds de roulement pour la prochaine année. Calculateur de prêt existantUtilisez ce calculateur pour analyser l'un de vos prêts existants. Calculateur de prêt hypothécaireUtilisez cette calculatrice pour générer un tableau d'amortissement de votre hypothèque actuelle. Calculateur d'option sur actionsUtilisez ce calculateur pour déterminer la valeur de vos options sur action pour la prochaine ou les prochaines vingt-cinq années. Calculatrice budgétaireLa gestion de votre budget mensuel peut s'avérer ardue et frustrante. L'un des aspects les plus importants de cette tâche consiste à déterminer où va votre argent, ce que cette calculatrice vous aide précisément à faire. Calculatrice d'épargneDécouvrez comment une stratégie de placements réguliers sur plusieurs années peut effectivement vous enrichir. Calculatrice d'admissibilité à un prêt hypothécaireCe calculateur vous aide à déterminer la valeur de la maison que vous pouvez vous permettre d'acheter. Calculatrice d'assurance invaliditéUtilisez cette calculatrice pour établir vos besoins en assurance-invalidité. Calculatrice d'assurance vieUtilisez cette calculatrice pour déterminer le montant d'assurance vie dont vous avez vraiment besoin ! Calculatrice de comparaison de prêtsUtilisez cette calculatrice pour comparer les mensualités, les frais et les autres coûts associés à différents prêts. Calculatrice de comparaison d'hypothèquesUtilisez cette calculatrice pour comparer le montant, le taux d'intérêt et la durée de différentes hypothèques. Nous pouvons vous aider à déterminer quel prêt vous convient le mieux. Calculatrice de l'épargne en cas d'urgenceCette calculatrice vous aidera à évaluer la somme dont vous auriez besoin en cas d'urgence et la manière dont vous pourriez épargner cette somme. Calculatrice de l'avoir netCette calculatrice vous aide à établir votre avoir net. Calculatrice de paiement FERRCette calculatrice est conçue pour vous aider à calculer les différentes options de paiement de votre FERR. Calculatrice de paiement minimal sur vos cartes de créditCette calculatrice vous aidera à connaître le temps qu'il vous faudra pour rembourser vos cartes de crédit en vous en tenant aux paiements minimaux exigés. Calculatrice de placement d'un prêt consolidéCalculatrice de placement du prêt consolidé Calculatrice de prêtInscrivez le montant du paiement mensuel que vous désirez effectuer, et laissez-nous calculer le montant du prêt que vous pouvez obtenir. Ou encore, inscrivez le montant du prêt, et nous calculerons vos mensualités ! Calculatrice de prêt évoluéeUtilisez cette calculatrice pour visualiser diverses possibilités de prêts. Calculatrice de prêt autoSachez quelle automobile vous pouvez vous offrir en fonction des mensualités exigibles, ou calculez le montant de vos paiements à partir du prix d'achat du véhicule que vous convoitez ! Calculatrice de prêt REERUtilisez cette calculatrice pour découvrir comment un prêt REER pourrait vous aider à cotiser à votre régime d'épargne-retraite. Calculatrice de revenu de retraiteUtilisez ce calculateur pour déterminer combien en revenu mensuel votre régime d'épargne-retraite pourrait vous procurer à votre retraite. Calculatrice de valeur netteCette calculatrice vous aide à établir votre valeur nette, mais aussi à évaluer son augmentation (ou sa diminution !) possible au cours des dix prochaines années. Calculatrice de Versements Hypothécaires Aux Deux SemainesCette calculatrice vous montre les économies que vous pouvez réaliser en accélérant le remboursement de votre hypothèque par le biais de versements aux deux semaines. Calculatrice d'espérance de vieCette calculatrice vous donne une idée de votre espérance de vie en fonction de votre âge actuel, de votre sexe et de votre mode de vie. Calculatrice d'objectif de placementCette calculatrice vous aidera à évaluer si votre plan d'épargne actuel suffit à atteindre vos objectifs; elle vous offrira aussi des conseils pour rectifier le tir, au besoin. Calculatrice du mouvement de trésorerieUn mouvement de trésorerie adéquat est essentiel au bon fonctionnement de votre entreprise. Utilisez cette calculatrice afin de déterminer le mouvement de trésorerie de votre entreprise. Calculatrice pour la préapprobation d'un prêtCette calculatrice vous aidera à évaluer vos chances d'obtenir un prêt. Calculatrice pour prévoir votre retraiteConnaissez-vous la somme dont vous auriez besoin pour vous assurer une bonne retraite? Cette calculatrice vous aidera à déterminer la taille du bas de laine dont vous aurez besoin. Calculatrice pour soins de longue duréeLes personnes qui deviennent incapables de prendre soin d'elles-mêmes au quotidien ont besoin de soins de longue durée. Cette calculatrice vous aidera à déterminer si vous êtes prêt à faire face à cette situation financière. Calculatrice pour un budget d'étudiantCette calculatrice est conçue pour aider les étudiants et étudiantes à comprendre leurs dépenses et leurs revenus pendant qu'ils suivent des cours à l'université, au collège ou à d'autres établissements d'enseignement à plein temps. Combien devez-vous ?Utilisez ce calculateur pour savoir combien vous devez. Il peut être utilisé comme un bon point de départ pour la planification de gestion de vos dettes. Comparaison des frais de placementMême la plus petite différence dans les frais que vous payez pour vos placements peut s'accumuler avec le temps. La présente calculatrice vous permettra de visualiser l'impact de ces frais sur votre stratégie d'investissement. Comparaison du compte d'épargne libre d'impôt (CELI)Cette calculatrice vous aidera à comparer entre eux placement imposable, CELI et REER. Comparez les taux d'épargneUtilisez cette calculatrice pour voir les effets des différents taux d'épargne sur votre stratégie d'épargne ! Consolidation des dettesVous pensez consolider vos dettes? Utilisez cette calculatrice afin de déterminer les conséquences de la consolidation de vos cartes de crédit, de votre marge de crédit et de vos versements échelonnés, en un prêt consolidé simple. Désendettement accéléréLa consolidation de vos dettes ne représente que la moitié du combat. Il vous faut aussi un plan pour les liquider en entier, et cette calculatrice peut vous aider à accélérer votre désendettement. Devriez-vous consolider vos dettes ?Cette calculatrice est conçue pour vous aider à déterminer si vous êtes ou non un bon candidat à une consolidation de dettes. Faites cascader vos soldes de cartes de crédit!Cette calculatrice applique deux principes simples au remboursement de vos soldes de cartes de crédit. Les intérêts composésCette calculatrice révèle l'effet des intérêts composés sur vos épargnes. Ligne de crédit garantie par un bien immobilierServez-vous de cette calculatrice pour connaître le montant de la ligne de crédit que vous pouvez obtenir. Louer ou acheter ?Feriez-vous mieux d'acheter une maison ou de rester à loyer ? N'attendez pas pour épargner!Retarder le début de votre plan d'épargne peut avoir un impact énorme sur vos résultats. Cette calculatrice vous aidera à visualiser ce qu'il vous en coûterait de remettre votre plan d'épargne à plus tard. Objectif d'épargneQue devez-vous faire pour atteindre votre objectif d'épargne ? Cette calculatrice financière vous aidera à trouver la réponse Optimiseur de carte de créditL'Optimiseur de carte de crédit vous aide à déterminer la meilleure distribution de la dette de votre carte de crédit. Placements imposables et assortis d'avantages fiscauxPlacements imposables et assortis d'avantages fiscaux Planification de la retraiteÉvaluez d'un coup d'œil l'état actuel de votre programme de retraite, et découvrez comment en assurer la réussite. Prêt à l'investissementCette calculatrice vous aidera à visualiser l'effet produit si vous empruntez en vue d'acheter un placement ou un actif appréciable. On peut accroître son rendement en utilisant une dette comme levier pour acheter des placements. Prêt personnel ou ligne de créditCette calculatrice vous aide à établir les mensualités de remboursement d'un prêt ou d'une ligne de crédit. Questionnaire de profil d'investisseurCe questionnaire de profil d'investisseur est conçu pour vois aider à identifier vos objectifs de placement et votre personnalité d'investissement. Questionnaire sur le profil de l'investisseurLe questionnaire sur le profil de l'investisseur est conçu pour vous aider à réunir un portefeuille de placements équilibré. Rabais auto ou financement à bas taux d'intérêtCette calculatrice vous aidera à décider entre un prêt-auto à bas taux d'intérêt ou un rabais du fabricant à l'achat. Ratios financiersCette calculatrice vous aide à repérer les secteurs de votre entreprise qui méritent votre attention (par ex., solvabilité, liquidité, efficacité opérationnelle et rentabilité). Remboursement de la marge de créditUtilisez ce calculateur pour vérifier ce qu'il faudra pour rembourser votre marge de crédit, et ce que vous pouvez changer pour rencontrer vos objectifs de remboursement. Remboursement des cartes de créditCette calculatrice vous aidera à visualiser ce qu'il vous en coûtera pour rembourser le solde de vos cartes de crédit et ce que vous pourriez faire pour atteindre cet objectif. Remboursement d'hypothèqueÉconomisez des milliers de dollars en intérêts en augmentant vos versements hypothécaires. Retraits de capitalCette calculatrice vous aidera à déterminer la longévité de vos placements, selon la taille ou la durée des retraits que vous y feriez. Revenus d'investissementRencontrer votre objectif d'investissement à long terme est dépendant d'un certain nombre de facteurs. Cette calculatrice vous aide à trier ces facteurs et déterminer votre résultat net. Subventions d'option sur actions annuellesUtilisez ce calculateur pour projeter combien une série de subventions d'option sur actions annuelles pourrait valoir pour vous. Un million bien à vousSachez quand votre programme d'épargne fera de vous un millionnaire ! Valeur de la vie humaineParmi vos actifs les plus importants, on compte votre capacité à gagner un salaire. Cette calculatrice vous aidera à saisir la valeur actuelle de vos gains futurs. Las Calculadoras Financieras (Spanish)¿401(K) Roth 401(k) Tradicional?Comenzando en el año 2006, usted podría tener la alternativa de aportar a un 401(k) Roth. Utilice esta calculadora para determinar que le conviene más: aportar a un 401(k) Roth o un 401(k) Tradicional. ¿Alquilar o comprar?¿Debe usted alquilar o comprar una casa? Esta calculadora le ayudará analizar los gastos, contribuciones y pagos mensuales para que así usted pueda tomar una buena decisión financiera. ¿Cuán importante es el Seguro Social?Utilice esta calculadora para determinar como se afectaría usted de perder esta activo para su jubilación. ¿Le conviene refinanciar su hipoteca?¿Debe usted refinanciar su hipoteca? ¡Utilice esta calculadora para averiguarlo! ¿Una IRA Roth o una IRA Tradicional?Cuál es mejor: ¿Una IRA Roth o una IRA Tradicional? Adjustable Rate Mortgage CalculatorThis calculator helps you to determine what your adjustable mortgage payments will be. Ahorre o Gaste su 401(k)Existen varias alternativas para manejar su dinero del 401(k) cuando en caso de que usted deje de trabajar para un patrono. Tomar la decisión incorrecta podría costarle miles de dólares en impuestos o pérdida de potencial de ganancia. Ahorro y distribución de inversionesUse esta calculadora para determinar cuánto pueden durar sus ahorros de inversión una vez que empiece a recibir distribuciones. Ahorros, Impuestos e InflaciónEl valor de sus ahorros puede verse afectado por los impuestos y la inflación. Utilice esta calculadora para determinar cuánto valdrán sus ahorros tomando esto en consideración.. Alternativas para Jubilación del Plan de PensionesUtilice esta calculadora para ayudarlo a decidir entre las alternativas de pensión de sobreviviente para una sola persona (sencilla) o conjunta. Apreciación Neta No-Realizada del 401(k) vs. TransferenciasSi usted es dueño de acciones de su compañía a través de su plan de jubilación usted podría tomar ventaja de utilizar la tasa contributiva sobre ganancias de capital largo plazo en vez de una tasa de impuestos sobre ingreso ordinario. Arrendamiento vs. Compra¿Debe usted arrendar o financiar su próximo automóvil? ¡Averigüe con esta calculadora! Aumento de Préstamos CalculadoraUtilice el control deslizante para cambiar al instante de su pago mensual, monto del préstamo, tasa de interés o término. Beneficios del Seguro Social¿Cuánto podría recibir del Seguro Social? Use esta calculadora para estimar rápidamente sus beneficios. Calculadora Cuánto DebeUtilice esta calculadora como un punto de inicio para su plan de administración de deudas. Calculadora de Ahorro Entérese cómo las inversiones consistentes a través de los años pueden ser una estrategia efectiva para acumular riqueza. Calculadora de Ahorros 401(k)Un plan 401(k) puede ser una de sus mejores herramientas para crear una jubilación segura. Use esta calculadora para ver porque éste es un plan de ahorro para la jubilación que usted no puede dejar pasar. Calculadora de Ahorros 403(b)Un plan 403(b) puede ser una de sus mejores herramientas para crear una jubilación segura. Use esta calculadora para ver porque éste es un plan de ahorro para la jubilación que usted no puede dejar pasar. Calculadora de Ahorros 403(b)/457/401(k)Un plan 403(b)/457/401(k) puede ser una de sus mejores herramientas para crear una jubilación segura. Use esta calculadora para ver porque éste es un plan de ahorro para la jubilación que usted no puede dejar pasar. Calculadora de Ahorros de AlmuerzoUtilice esta calculadora para ver cómo aún un simple cambio como lo es llevar su almuerzo al trabajo puede hacer una gran diferencia. Calculadora de Amortización del PréstamoEsta calculadora le ayudará a determinar el pago mensual de un préstamo. Calculadora de Anualidad InmediataCalcule el monto posible de sus pagos mensuales a partir de una anualidad inmediata. Calculadora de Anualidades FijasUna anualidad fija puede ofrecer una inversión segura y con impuestos diferidos. Utilice esta calculadora para ver cómo una anualidad fija puede adaptarse a su plan de retiro. Calculadora de Deudas Personales¿Debería consolidar sus deudas? Esta calculadora esta diseñada para ayudarle a determinar si la consolidación es la opción adecuada para usted. Calculadora de Evaluación de Crédito¿Cómo calificaría a su crédito? ¡Utilice esta calculadora para una evaluación rápida! Calculadora de ingresos para la jubilaciónUtilice esta calculadora para determinar cuánto ingreso mensual le proveerá su ahorro para la jubilación en el momento de su retiro. Calculadora de Objetivo de InversiónUse esta calculadora para ver si su plan de inversiones va en camino de cumplir sus metas de inversión y obtenga sugerencias para cambiarlo, si acaso no está cumpliendo con sus objetivos. Calculadora de Pago Acelerado de DeudasLa consolidación de sus deudas es sólo la mitad de la batalla. Aún necesita un plan para pagar sus deudas por completo. Esta calculadora le puede indicar cómo acelerar el pago de sus deudas. Calculadora de préstamos hipotecariosUtilice esta calculadora para determinar su pago mensual y plan de amortización Calculadora de préstamos hipotecarios (PITI)Utilice esta calculadora para determinar su pago mensual y plan de amortización. Cuota incluyendo: principal,Tasa de interés,Impuestos por la Propiedad, Seguros por la Propiedad. Calculadora de reducción de gastosReducir sus gastos podría valer mucho más de lo que se imagina. Utilice esta calculadora para saber cuánto podrían valer las reducciones de su presupuesto. Calculadora de Seguro de Vida¿Cuánto seguro de vida necesita en realidad? ¡Descúbralo aquí! Calculadora de Tiempo Pospuesto para AhorrarPosponer para empezar su plan de ahorros podría tener un impacto significativo en los resultados. Esta calculadora le indicará cuánto le costará el posponer su plan de ahorros. Calculadora del valor netoEsta calculadora le ayuda a determinar su valor neto. También le da una calculación aproximada de cómo podría crecer (o reducirse) su valor neto durante los próximos diez años. Calculadora IRA RothUtilice esta calculadora para comparar la IRA ROTH con una inversión común sujeta a impuestos Calculadora IRA Tradicional¿Cómo puede beneficiase en su jubilación al contribuir en una IRA Tradicional? Calculadora para Distribuir Activos FinancierosSu edad, tolerancia al riesgo y varios otros factores son utilizados para calcular una combinación deseable de acciones, bonos y efectivo. Calculadora para el RMD y alargar la vida de las Distribuciones de la IRAUtilice esta calculadora para determinar cuanto usted puede alargar el periodo de recibir distribuciones de su plan de jubilación. Calculadora para llegar al millón¡Entérese cuándo su plan de ahorros le convertirá en un millonario! Calculadora para préstamos de autos¡Basado en el pago mensual que puede hacer, determine el precio del carro que puede comprar, o si conoce el precio del vehículo, cuál sería el pago mensual! Calculadora para saldar su hipotecaAhorre miles de dólares en intereses incrementando su pago mensual. Calculadora Presupuestal del Hogar¡Analice su presupuesto, fíjese dónde va su dinero y entérese dónde puede mejorar! Cheque deducciones y retencionesUtilice esta calculadora para ver los cambios en el cheque de pago con diferentes deducciones y retenciones. Comparación de Hipotecas: 15 años vs. 30 añosUtilice esta calculadora para comparar estos dos términos hipotecarios y permítanos ayudarle a decidir cuál término será mejor para usted. Convertir IRA RothEsta calculadora le mostrará la ventaja, si existe, de convertir su IRA Tradicional a una IRA Roth. Coste de DeudaUtilice esta calculadora para saber cuánto debe. Esto puede ser utilizado como punto de inicio para su plan de administración de deudas. Cualificador Hipotecario¿Puede comprar la casa de sus sueños? ¡Descubra qué precio de compra se ajusta a su presupuesto! Cuestionario de inversiónMuchos expertos consideran que el éxito de la inversión a largo plazo depende más de la forma de asignar los activos entre las diversas clases, que de los títulos específicos en que se invierte. Déficit o superávit para el retiroEsta calculadora le ayuda a proyectar la deficiencia o sobrante de fondos que tendría al momento de retirarse. Distribución de inversionesUse esta calculadora para ayudar a determinar cuánto pueden durar sus ahorros. Así usted podrá determinar cuándo pueden valer sus ahorros de inversión y cuánto pueden durar. Distribución Mínima RequeridaUtilice esta calculadora para determinar su Distribución Mínima Requerida (RMD) de su cuenta para jubilación. Distribución mínima requerida (DMR)Si usted es el beneficiario de una cuenta de jubilación, use esta calculadora para determinar su Distribución Mínima Obligatoria (DMO). Efectos de sus Aportaciones a su Jubilación sobre su Cheque de PagaUtilice esta calculadora para ver el impacto que tiene sobre su cheque de paga y su jubilación el aumentar sus aportaciones al plan 401(k), 403(b) o 457. Expectativa de VidaEsta calculadora puede darle una idea de su expectativa de vida según su edad actual, sus hábitos de fumador, su sexo y varias otras elecciones de estilo de vida. Hipoteca de Tasa variable vs. Hipoteca de Tasa FijaUtilice esta calculadora para comparar una hipoteca de Tasa fija con dos tipos de hipoteca de tasa variable, una hipoteca de tasa variable totalmente amortizada y una hipoteca de tasa variable solo de interés. Hipoteca máximaUse esta calculadora para determinar su hipoteca máxima y cómo las diferentes tasas de interés afectan cuánto puede usted obtener en el préstamo. Hipotece la Calculadora de Ahorros de ImpuestoUtilice esta calculadora para determinar sus ahorros del impuesto. Impacto de Distribuciones 72(t)Esta calculadora esta diseñada para examinar el efecto que tiene una distribución 72(t) sobre el balance de su plan de jubilación. Inversiones Imponibles frente a Inversiones con Ventaja FiscalEsta calculadora está diseñada para ayudar a comparar una inversión imponible normal, una inversión con impuesto diferido y una inversión libre de impuestos. Línea de crédito hipotecario¿Qué tan grande de una línea de crédito hipotecario puede usted recibir? Utilice esta calculadora para averiguarlo. La Calculadora 72TLa regla del IRS 72T permite anticipos de cuentas de jubilación libre de penalidades. Use esta calculadora para determinar su anticipo 72T permitido y cómo éste le puede ayudar a cubrir sus gastos en su jubilación prematura. Metas de ahorro¿Qué le tomará para alcanzar su meta de ahorros? Esta calculadora financiera lo ayudará a encontrar la respuesta. Mortgage Points CalculatorShould you buy points? Use this calculator to find out. Plan de ahorro universitarioAhorrar para la educación de sus hijos requiere planear a largo plazo. Planificación de impuestos sobre bienes inmueblesConocer su posible impuestos sobre el patrimonio es un excelente punto de partida para comenzar su plan de impuestos sobre el patrimonio. Utilice esta calculadora para conocer su deuda tributaria por el impuesto sobre el patrimonio. Planificador de RetiroPlanee su jubilación con una pensión de su compañía, entérese si usted está bien encaminado - y aprenda cómo mantenerse en esa posición. Planificador para JubilaciónDetermine si su plan de jubilación va por buen camino y aprenda como mantenerlo en curso. Refinanciamiento para el ahorro de InteresesUtilice esta calculadora para determinar cuanto interés usted se puede ahorrar por refinanciar su hipoteca! Rendimiento de las InversionesAdministrar sus inversiones va más allá de meramente conocer su tasa de rendimiento anual. Utilice esta calculadora para ver cómo la inflación, los impuestos y el tiempo pueden afectar su plan. Saldar su Prestamo de Auto¿Cuánto interés puede ahorrar si incrementa su pago mensual? Esta calculadora financiera lo ayudará a contestar esta pregunta. Saldo de tarjetas de créditoUtilice esta calculadora para ver cuánto le tomará saldar el balance de su tarjeta de crédito. Should my spouse work?Use this calculator to help determine if you or your spouse should go back to work, or stay at home. Tarjeta de crédito la deuda eliminarEsta calculadora utiliza dos reglas simples para pagar su deuda de tarjeta de crédito. Tarjeta de crédito Pago Mínimo CalculadoraCalcule su tarjeta de crédito pagos mínimos y cuánto tiempo tomará para devolver su deuda. Tasas de impuestos marginales y efectivasUtilice esta calculadora para determinar sus tasas de impuestos marginales y efectivas. Esta calculadora clasifica las diferentes escalas de impuestos y opciones de declaración para establecer su verdadera obligación tributaria. Australian Financial CalculatorsAsset Allocation Calculator (Australian)Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash. Auto Loan Calculator (Australian)Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price! Consolidation Loan Investment Calculator (Australian)Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings. Credit Card Payoff (Australian)Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals. Don't Delay Your Savings! (Australian)Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost. Enhanced Life Insurance Calculator (Australian)How much life insurance do you really need? This enhanced calculator includes detailed net worth analysis, budgeting and college savings to help you decide how much life insurance you really need. Fees Calculator (Australian)Use this calculator to determine the government fees and charges associated with purchasing a property in Australia. Home Budget (Australian)Analyze your budget, see where your money goes and find out where you can improve! Human Life Value (Australian)One of your most important assets is your ability to earn a paycheck. This calculator is designed to help you understand today's value of your future earning. Interest Only Loan Calculator (Australian)Use this calculator for interest only loan repayments and amortizations schedules. Line of Credit Payoff (Australian)Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals. Loan Calculator (Australian)Use this calculator to determine your repayment and amortization schedule for a loan. Loan Comparison Calculator (Australian)Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options. Loan Prequalification Calculator (Australian)Use this calculator as your first step in determining your ability to qualify for a loan. Long Term Care Calculator (Australian)Long term care is needed by those who can't perform the basic tasks required to take care of themselves. 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(Australian)The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt. Savings, Taxes, and Inflation (Australian)Use this calculator to determine how much your savings will be worth with these two important variables in mind. Euro CalculatorsInvestment DistributionsThis calculator helps you determine either how long or how much periodic distributions can be taken out of an investment before it runs out. Net WorthThis calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years. Savings Calculator (Euro)Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth. Savings GoalsWhat will it take to reach your savings goal? This financial calculator helps you find out. Savings Goals (Euro)What will it take to reach your savings goal? This financial calculator helps you find out. Custom Calculators Constant-Growth AnnuityThis chart enables you to observe and compare the future values of two constant-growth annuities differing only in the percent increase in the size of successive payments Market Value of BondsThis calculator enables you to compare the reaction of two bonds to changes in the prevailing rate of return in the bond market. Ka-ching! Family Loan Comparison CalculatorUse this calculator to sort through the monthly payments, fees and other costs when comparing loan options. 401(k) SavingsUse this calculator to how a 401(k) with profit sharing and an employer match plan can help you save for retirement.. 401(k) Savings CalculatorA 401(k) can be one of your best tools for creating a secure retirement. 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Associated Bank's Retirement Savings CalculatorIt incorporates information based upon your plan balance and compensation, and makes certain assumptions regarding your 401(k) contributions, Associated Bank's profit sharing contributions, investment returns and future compensation growth. BB&T Home Equity Affordability CalculatorUse this calculator to estimate the maximum loan amount and payment that you may be eligible for. The three different loan options include a fully amortizing loan, a 1.5% of balance line of credit and an interest only line of credit Beneficiary Required Minimum DistributionUse this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account. Beneficiary Required Minimum DistributionsUse this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account. Beneficiary Required Minimum Distributions (RMD)Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account. Bi-weekly Mortgage CalculatorThis calculator shows you possible savings by using an accelerated bi-weekly mortgage payment. Bi-weekly Mortgage CalculatorThis calculator shows you possible savings by using the Tower Administrative Services' Mortgage Reduction Plan (MRP). Builders Title Agency CalculatorBuilders Title Agency Calculator Business Checking CalculatorUse this calculator to help you determine which checking account provides the best value for your business. Business Valuation - Income CapitalizationThis tool calculates a business valuation based upon the income capitalization methodology – illustrating how current operating performance is capitalized to yield the business valuation Business Valuation Estimate for Life Insurance NeedsThis tool calculates a business valuation based upon the discounted cash flow methodology illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value. calculatorUse this calculator to see how participating in your employer's Healthcare Spending Account (HSA) can help you pay less tax, and increase your net take home pay. Civilian Pay to Equal Military Take Home PayUse this calculator if you are retiring or leaving the service to help you determine how much civilian pay would be required to match your existing military take home pay. College Planning CalculatorUse this calculator to help you plan your college savings. Combination Mortgage CalculatorUse this calculator to compare one mortgage with combination financing that consist of a first and second mortgage. Composition of Loan PaymentsThis calculator illustrates a loan payments composition of principal and interest. Contribution Margin Approach to Cost-Volume-Profit AnalysisThis chart enables you to visualize the components of costs and revenue from a Contribution Margin point of view. Cool Million (Due)Find out when your savings plan will make you a millionaire! CU Student Choice LoanUse this calculator to calculate the paymenst and payoff schedule for a CU Student Choice Loan. CU Student Choice Loan ComparisonUse this calculator to compare the CU Student Loan against other possible student loan programs. Debit Card Cash Back CalculatorUse this calculator to see how much cash back you can earn using your debit card. Debt Management Plan CalculatorThis Debt Calculator applies two simple principles to paying off all your Debt that can cut years off of your repayment schedule. Discounted Cash FlowThis tool calculates a business valuation based upon the discounted cash flow methodology – illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value. Do You Have A Retirement Surplus™ or Retirement Deficit™?Use this calculator to quickly determine if your current retirement savings will provide enough to meet your retirement spending needs. Estimate of Long-Term CareUse this calcualtor to produce an estimate of your long-term care needs. Estimating LTC NeedsUse this calculator to produce an estimate of your long-term care needs. Financial Ratios Key Factor ReportingThis tool calculates basic financial ratios and other key factors relevant to assessing financial position and results of operations – specifically relating to working capital, operating efficiency and profitability. Future Value (Due) ChartThis chart assumes that annuity payments occur at the beginning of the payment interval. The time frame in years must be an integer. Future Value ChartThis chart assumes that annuity payments occur at the end of the payment interval. The time frame in years must be an integer. Future Value of $100This chart enables you to observe and compare the effects of the nominal rate of interest and the compounding frequency on the future value of a single payment ($100). HELOC Payment CalculatorUse this calculator to determine your minimum HELOC payment. Home Equity Credit CalculatorHow big of a home equity line of credit can you receive? Use this calculator to find out! How can I maximize returns on my CDs?Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder. How long will my retirement savings last?Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals. How much do you owe?Use this calculator as a starting point for your debt management plan. How much will my Certificate of Deposit be worth at maturity?Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). How much will Social Security provide in retirement?Use this calculator to estimate your Social Security benefits. HSA Savings - 360° AnalysisCompare the cost of a traditional health insurance plan with an HSA-compatible high-deductible health plan using this easy and interactive calculator.

This calculator is a unique tool providing comprehensive savings analysis - use it to determine estimated compant tax savings and how much employees could save when empowered with a consumer-driven plan. Simply enter your company's specific plan information and medical usage averages, or rely on market research validated default values. Then click to view your detailed savings cost savings report. Influence of Annuity VariablesThis chart enables you to observe and compare the effects of changes in the variables PMT, n, and i on the future value and present value of an annuity. Investment and Distribution CalculatorUse this calculator to see how long your investment savings can last once you begin taking distributions. Investment QuestionnaireThe Investment Questionnaire is designed to help you create a balanced portfolio of investments. Investment QuestionnaireThe Investment Questionnaire is designed to help you create a balanced portfolio of investments. Investment QuestionnaireThe Investment Questionnaire is designed to help you create a balanced portfolio of investments. Investment QuestionnaireThe Investment Questionnaire is designed to help you create a balanced portfolio of investments. Investment Risk profileWhich investments are right for you? Investment Risk Tolerance QuestionnaireAnswer nine easy questions to determine your risk tolerance and associated investment portfolio allocation. Javascript APR CalculatorJavascript APR Calculator Javascript ARM APR CalculatorJavascript ARM APR Calculator Javascript ARM Construction APR CalculatorJavascript ARM APR Construction Loan Calculator. This calculator assumes the following: First six months are interest only, then fully amortizing for the remaining term. Adjustments to the interest rate do not occur in the first six IO payments, but the length of time a loan has a fixed rate begins with month 1. If you enter loan has fixed rate for 12 months, loan will adjust in month 12 (which includes six months of IO payments). The monthly payment reported is the Fully Amoritized payment the entire term. Javascript Special CalculatorJavascript Special Calculator Javascript Title Insurance CalculatorJavascript Title Insurance Calculator KH Network Credit Union Credit Card OptimizerThe Credit Card Optimizer helps you determine the best distribution of your credit card debt. Lender Incentive CalculatorUse this calculator to estimate your potential incentive payments for your loan portfolio with the National Bank of Kansas City. Loan & Credit Line Tax SavingsThis calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments. Loan CalculatorUse this calculator to determine your monthly payment and amortization schedule. Loan Payment & Net Cost CalculatorThis calculator is designed to calculate a loan payment and the net cost of the loan after an investment tax deduction is taken into account. Long Term Care: Cost of Care CalculatorThis calculator can help you determine your potential future costs for long term care services. MassMutual LTC Cost EstimateThis calculator can help you determine the basic cost of Long Term Care for a specific age range and state. Minimum Required DistributionsUse this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. ML-7 Power Payment SystemThe Debt Calculator applies two simple principles to paying off your Debt that can cut years off of your repayment schedule. Mortgage Debt ConsolidationThis calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you. Mortgage Loan CalculatorUse this calculator to determine your monthly payment and amortization schedule. Mortgage Loan CalculatorUse this calculator to determine your monthly payment and amortization schedule. Mortgage Loan Calculator (Australian)Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay, and your principal balances. National Bank Of Kansas City Lender Incentive CalculatorUse this calculator to quickly estimate the incentive payments that your new loan production and portfolio of loans will earn. OPEN UP™ Catch-Up CalculatorOPEN UP™ RRSP Loan & Investment Strategy Catch-Up Calculator Payday Loan CalculatorUse this calclator to determine how a payday loan might work for you. Personal Debt ConsolidationShould you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Personal Economic CalculatorThis calculator can help you determine exactly what it might take to return your to your original investment balance. Personal Investor ProfileWhich investments are right for you? Profil personnel de l'investisseurQuels sont les placements les plus appropriés pour vous ? Rates & Payments CalculatorTry our Auto Loan Calculator and get rates and payments using your mobile device. Rebate Rental CalculatorUse this calculator to see how much a renter could receive in a rebate if they choose to purchase a home using the rental agency as their broker. Red River Bank Premium Financing AmortizationUse this tool to create an amortization schedule for the Red River Bank Premium Financing program. Required Minimum DistributionThis calculator provides a hypothetical projection/estimate of the Required Minimum Distribution (RMD) options. Required Minimum Distribution (RMD)Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. Retirement CalculatorQuickly determine if your retirement plan is on track - and learn how to keep it there. Retirement CalculatorQuickly determine if your retirement plan is on track - and learn how to keep it there. Retirement Contribution Effects on Your PaycheckUse this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement. Retirement Plan Savings CalculatorA retirement plan can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up. Retirement PlannerUse this calculator to project how much your Stock Retirement plan, also known as your 401(k) plan, and other retirement could be worth in the future and how long that money will last once you retire. Retirement PlannerQuickly determine if your retirement plan is on track - and learn how to keep it there. Retirement PlannerQuickly determine if your retirement plan is on track - and learn how to keep it there. Retirement PlannerQuickly determine if your retirement plan is on track - and learn how to keep it there. Retirement Planner with Retirement EarningsPlan your retirement with pension and possible retirement employment income. Find out if you are on track. Roth Contributions Within Your Retirement PlanUse this calculator to help determine the impact of roth contributions within your retirement plan. RSP Generation LP CalculatorUse this calculator to see the advantages that can be provided by RSP Generation. RSU Future Grant CalculatorUse this calculator to project how much your RSU Grants could be worth SAVE252 CalculatorFind out how consistent investments over a number of years can be an effective strategy to accumulate wealth. Savings CalculatorFind out how consistent investments over a number of years can be an effective strategy to accumulate wealth. Should I choose a High-Deductible/HSA or a Traditional Health Plan?Compare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan. Should I lease or buy a car?Should you lease your next automobile or finance it? Find out with this calculator! Should I refinance?Should you refinance your mortgage? Use this calculator to determine when you will breakeven! Should I rent or buy?Are you better off buying your home, or should you continue to rent? Should I take out a home equity loan to consolidate debt?This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you. Singing River Hospital System PensionSinging River Hospital System Employees' Retirement Plan & Trust Pension Calculator SMarT Automatic Escalation CalculatorUse this calculator to see how increasing your contributions to qualified retirement plan help save for your retirement. SMarT Automatic Escalation Calculator ( 2 )Use this calculator to see how increasing your contributions to qualified retirement plan help save for your retirement. Smart Rate Adj Mortgage vs. Fixed RateUse this calculator to compare a Smart Rate Adjustable Mortgage vs. a Fixed Rate Mortgage SmartLoanPay CalculatorThis calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest. Spouse Beneficiary Inherited IRA RMD CalculatorUse this calculator to determine your Required Minimum Distributions (RMD) as a spouse beneficiary of a retirement account. Substantially Equal Periodic PaymentsThis calculator provides a hypothetical projection/estimate of an exception to the 10% federal penalty tax for withdrawals before age 59 1/2 from an IRA, Qualified Retirement Plan (QRP) or non-pension annuity. Term Share CalculatorUse this calculator to find out how much interest you can earn on a Term Share.. What is the impact of taking a loan?This calculator can help you look at the the impact of taking a loan against your retirement savings account. What will my Roth IRA be worth at retirement?Use this calculator to compare the Roth IRA to an ordinary taxable investment. What will my Traditional IRA be worth at retirement?How can contributing to a regular IRA help you in your retirement? What would my mortgage payment be with a fixed rate loan?Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule. What would my mortgage payment be with an adjustable rate loan? This calculator helps you to determine what your adjustable mortgage payments will be. Which IRA is best?Use this calculator to determine which IRA may be right for you. Which is better: a 15 or 30 year mortgage term?Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you. WHOI Retirement Pension PlannerDo you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement. Your Number & Retirement Income PlanUse this calculator to help find Your Number and create your retirement income plan. How long will my money last?Use this calculator to see how long your investment savings can last once you begin taking distributions. How much do I need to save for college?Use this calculator to help develop or fine tune your education savings plan. How much home can I buy?Can you buy your dream home? Find out just how much you can afford! Should I pay points to reduce my Mortgage rate?Should you buy points? Use this calculator to find out. What income will my retirement savings provide?Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement. What will it take to reach my investment goal?Use this calculator to see if your investment plan is on track to meet your investment goals – and receive suggestions on how to change it if you are falling short. What will it take to reach my savings goal?What will it take to reach your savings goal? This financial calculator helps you find out. What would my auto payment or purchase price be?Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price! What would my personal loan payment or amount be?Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment! Who wants to be a millionaire? Find out when your savings plan may make you a millionaire! Calculatrices financières (French)Épargne pour études supérieuresServez-vous de ce calculateur pour vous aider à développer ou mettre au point votre plan d'épargne pour payer des études. Calculateur d'amortissement du prêtIndiquez le paiement de votre choix et laissez nous calculer le montant de votre prêt. Ou bien, indiquez le montant du prêt et nous allons calculer votre paiement mensuel Calculateur d'assurance-vieCombien d'assurance-vie vous avez réellement besoin ? Trouvez la réponse ici ! Calculateur d'objectif d'investissementUtilisez ce calculateur pour voir si votre plan d'investissement est sur la bonne voie pour remplir vos objectifs d'investissement et recevoir des suggestions sur les changements éventuels si les résultats sont insuffisants. Calculateur du prêt hypothécaireServez-vous de ce calculateur pour déterminer votre paiement mensuel et programme d'amortissement. Comparaison d'hypothèques : 15 ans contre 30 ansServez-vous de ce calculateur pour comparer ces teux termes d'hypothèques et laissez-nous décider quel est le terme qui vous convient le mieux. Déficit lors de la retraiteVoir votre épargne retraite se terminer trop tôt est un des plus grands risques pour une retraite comfortable. Servez-vous de ce calculateur pour découvrir un déficit potentiel dans votre plan d'épargne retraite présent. Epargne d'investissement et répartitionsServez-vous de ce calculateur pour voir combien de temps peut durer votre épargne d'investissement une fois que vous commencez à prendre des répartitions. HTV contre hypothèque à taux fixeBrève description : faire usage de ce barême pour comparer une hypothèques à taux fixe avec deux hypothèques à taux variables différents, HTV à amortissement complet et HTV avec paiement des intérêts uniquement. Hypothèque maximumServez-vous de ce calculateur pour déterminer votre hypothèque maximum et comment des taux d'intérêt différents peuvent avoir des répercussions sur le montant que vous pouvez emprunter. Louer contre acheterVaut-il mieux louer votre prochaine voiture ou l'acheter à crédit ? Trouvez la réponse avec ce calculateur ! Louer ou acheter ?Vous convient-il mieux d'acheter votre logement ou de continuer à louer ? N'attendez pas pour épargner !Le fait d'attendre pour commencer votre plan d'épargne peut avoir des répercussions énormes sur vos résultats. Ce calculateur vous permet de voir combien peut vous couter le fait de repousser votre plan d'épargne à plus tard. Retours sur investissementInvestir représente bien plus que le simple fait de connaitre votre taux annuel de retour. Servez-vous de ce calculateur pour vous permettre de voir comment l'inflation, les impôts et votre horizon de temps peuvent avoir une influence sur vos résultats. Revenus pour la retraiteServez-vous de ce calculateur pour déterminer le montant des revenus mensuels que votre épargne retraite peut vous rapporter. Un million bien à vousDécouvrez quand votre plan d'épargne fera de vous un millionnaire ! Português (Portugese)Alugar vs. comprarÉ melhor comprar uma casa ou você deve continuar pagando aluguel? Aplicações em investimentos e retiradasUse essa calculadora para conferir quanto tempo suas aplicações em investimentos podem durar, depois que você começar a fazer retiradas. ARM vs. Financiamento habitacional com juros fixosUse essa calculadora para comparar um financiamento habitacional com taxa de juros fixa a dois tipos de ARMs, o ARM com amortização total (Fully Amortizing ARM) e o ARM com pagamentos de juros apenas (Interest Only ARM). Arrendar (lease) versus comprarVocê deveria arrendar seu próximo carro ou financiá-lo? Descubra com esta calculadora! Calculadora de empréstimo amortizávelDigite o valor desejável do pagamento – e nós calculamos o valor de seu empréstimo. Ou digite o valor do empréstimo e nós calculamos o valor o pagamento mensal! Calculadora de financiamento habitacionalUse esta calculadora para determinar seu pagamento mensal e o plano de amortização. Calculadora de meta de investimentosUse esta calculadora para verificar se seu plano de investimentos está na direção certa, em relação as suas metas de investimentos – e receba sugestões sobre como mudar o curso, se estiver aquém das expectativas. Calculadora de seguro de vidaQual deve ser o valor de seu seguro de vida? Descubra aqui! Comparação de financiamento habitacional: 15 anos vs. 30 anosUse esta calculadora para comparar esses dois prazos de financiamento habitacional e deixe-nos ajudar você a decidir que prazo é melhor para você. 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Retornos dos investimentosHá mais a saber sobre investimentos do que sua taxa de retorno anual. Esta calculadora pode ajudar você a conferir o impacto da inflação, dos impostos e do período de investimento sobre seus resultados financeiros. Um milhão limpoDescubra quando o seu plano de poupança pode fazer de você um milionário! 中文 (Chinese)人壽保險額計算器您需要的人壽保險額是多少?輸入您的目前資產、費用、收入,我們將計算您需要的人壽保險額。您也可以調整通貨膨脹率和預計的回報率,以查看這些變數如何影響您的保險需要。按下報告按鈕可查看您家庭未來收入與費用的逐年詳細分析。 分期償還貸款計算器輸入您所需的付款額 – 讓我們計算您的貸款金額。或者,輸入貸款金額,我們將計算您的月付款額! 切勿延遲儲蓄!延遲開始儲蓄規劃會對結果帶來巨大影響。此計算器可向您顯示延遲儲蓄規劃會帶來的實際成本。 可調整利率貸款與固定利率貸款使用此計算器可比較固定利率貸款與兩種類型的可調整利率貸款(完全分期付款可調整利率貸款與無本金可調整利率貸款)。 大學教育儲蓄使用此計算器可幫助制訂或調整您的教育儲蓄規劃。 投資儲蓄額與分配額使用此計算器可幫助您確定您的投資儲蓄額可以維持多長時間。在計算器的供款部分中輸入您的目前儲蓄規劃,在提款部分中輸入您的提款需要。此計算器即會計算出各個年度的投資儲蓄總額。然後您可以確定您的投資儲蓄額價值多少以及它可以維持多長時間。 投資回報瞭解您的年回報率要比投資更重要。使用此計算器可幫助您查看通貨膨脹、租稅和投資期如何影響 您的收益。 投資目標計算器使用此計算器,可以查看您的投資規劃是否在按照實現您的投資目標而進行實施 – 並且接受有關無法達到預期時的建議。 抵押貸款比較:15 年與 30 年使用此計算器比較這兩個貸款期間,並且可讓我們幫助您確定最適合您的期間。 抵押貸款計算器使用此計算器可確定您的月付款額和分期還款時間表。 最高抵押貸款額使用此計算器可確定您的最高抵押貸款額以及不同利率對您可以借貸金額的影響。 百萬美元瞭解您的儲蓄規劃何時會使您成為百萬富翁! 租賃與購買您是應該租賃下一輛汽車還是進行購買?使用此計算器可以回答此問題! 租賃與購買您最好是購買自己的房屋還是繼續租房? 退休差額過早用完您的退休儲蓄是舒適退休生活的最大風險之一。使用此計算器可確定您目前退休儲蓄規劃中存在的潛在差額。 退休收入使用此計算器可確定您的退休儲蓄在您退休時可提供的月收入。 UK CalculatorsAccelerated Debt Payoff (U.K.)Consolidating your debt is only half of the battle. 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Fixed Rate Mortgage vs. Interest Only Mortgage (U.K.)Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage. Home Budget Analysis (U.K.)Analyze your budget, see where your money goes and find out where you can improve! Investment Questionnaire (U.K.)The Investment Questionnaire is designed to help you create a balanced portfolio of investments. Investment Savings and Distributions (U.K.)Use this calculator to see how long your investment savings can last once you begin taking distributions. Life Insurance (UK)Find out how much life insurance you really need! Mortgage Loan Calculator (U.K.)Use this calculator to determine your monthly payment and amortization schedule. Personal Debt Consolidation (U.K.)Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Retirement Planner (U.K.)Quickly determine if your retirement plan is on track - and learn how to keep it there. Savings Calculator (U.K.)Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth. Savings Goals (U.K.)What will it take to reach your savings goal? This financial calculator helps you find out. Snowball Debt Elimination Calculator (U.K.)This Debt Calculator applies two simple principles to paying off all your Debt that can cut years off of your repayment schedule. Las Calculadoras Financieras (PR)¿Le conviene refinanciar su hipoteca? (PR)¿Debe usted refinanciar su hipoteca? ¡Utilice esta calculadora para averiguarlo! Calculadora de Hipoteca Bi-SemanalEsta calculadora le mostrará los posibles ahorros utilizando el Mortgage Reduction Plan (MRP) de Tower Administrative Services. Calculadora para Distribuir Activos Financieros (PR)Su edad, tolerancia al riesgo y varios otros factores son utilizados para calcular una combinación deseable de acciones, bonos y efectivo. 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Rendimiento de las Inversiones (PR)Administrar sus inversiones va más allá de meramente conocer su tasa de rendimiento anual. Utilice esta calculadora para ver cómo la inflación, los impuestos y el tiempo pueden afectar su plan. Saldo de Tarjetas de Crédito (PR)Utilice esta calculadora para ver cuánto le tomará saldar el balance de su tarjeta Utilice esta calculadora para ver cuánto le tomará saldar el balance de su tarjeta de crédito. Financial CalculatorsAbout Dinkytown.net Financial CalculatorsInformation about Dinkytown.net and KJE Computer Solutions, LLC. Pricing, features and frequently asked questions. Additional Dinkytown.net Financial Calculators Additional InformationMore information about Dinkytown.net and our financial calculators. 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